You claim the one that covers your address, not the sum of them. Each card below says what it pays, what the equipment has to hit, and whether it comes off the price at the table or gets filed after the install. Amounts are confirmed for your exact address in your quote.
You claim the program that serves your address, not the total. Confirm current terms with each program before counting on an amount.
NYS Clean Heat (NYSERDA + utility administrators): up to $12,000 for air-source heat pumps, more for geothermal; up to $24,000 income-eligible via EmPower+. 1-4 unit homes (as of 1/1/2026). Incentive capped at 70% of project cost (85% in Disadvantaged Communities, Central Hudson territory, or Weatherized Tier). Six administrators: Con Edison, National Grid, NYSEG, RG&E, PSEG Long Island, Central Hudson. State-funded, not the dead federal HEAR.
NYS Clean Heat administrator; higher in disadvantaged communities.
Run by utilities that do not serve this market. Shown so you can see the whole New York picture, and because a heat pump outlives most moves. Do not budget against these for a New York City home.
New York program terms verified 2026-07. Programs change their terms, their budgets run out, and some close mid-year. Every amount here is an estimate until it is checked against your exact address and the equipment you actually install, which is what your quote does.
A rebate list is not a price. Your quote sizes the system to New York City's real design day and shows the number before and after everything above.